Comprehensive Cover

Covering your car for damage, fire and theft plus someone else’s property

Your Motor Insurance Benefits at a glance

This benefits summary is intended to provide a snap shot of the policy coverage available through Brees. It provides a description of risks that are covered, those that are not covered, including additional benefits and optional covers. It does not provide a complete statement of the cover offered, any exclusions under the policy, or conditions and/or all limits that may apply under each type of Cover. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for full details.

Policy Coverage
Comprehensive
Third Party Property Damage
Accidental loss or damage to your vehicle
Legal liability - third party property damage

Up to $30 million

Up to $30 million
Legal liability - supplementary bodily injury

Up to $30 million

Up to $30 million
Additional Benefits
New-for-old replacement
following total loss

3 years,60,000kn
Finance gap cover

50% of difference
Legal costs
Substitute vehicle - legal liability cover
Uninsured Motorist Extension

Up to $4,000
Hire car (following theft)Hire car (following theft)
Hire car (following not-at-fault accident)
Optional
Automatic windscreen excess waiver
Optional
Towing Storage/Protection Costs
Emergency repairs

Up to $500
Transportation costs – (to return home or collect your vehicle from the repairer)

Up to $500
Returning your vehicle if it is stolen
Vehicle transported by ship
Purchasing a replacement vehicle
Personal items/effects and clothing

Up to $500
Child seat or baby capsule

Up to $500
Trailer and caravan cover (while attached)

Up to $1000
Driver accident compensation
Funeral/Accidental death benefit

Up to $5,000
Re-keying and re-coding
Artwork and signwriting
Optional Befits
Windscreen excess waiver
(1 excess free claim)
Hire car extension (at fault accident)
Up to 14 days ($80/day)

Download PDF
Motor Policy Document – Product Comparison (134.62KB)

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Just a friendly reminder before you start….

YOUR DUTY OF DISCLOSURE

Before you enter into a Contract of general insurance with an Insurer, you have a duty under the Insurance Contracts Act 1984 to disclose to the Insurer every matter that you know, or could reasonably expect to know, is relevant to the Insurer’s decision whether to accept this risk of Insurance, and if so, on what terms. You have the same duty to disclose those matters to the Insurer before you renew, extend, vary or reinstate a Contract of general insurance. Your duty however does not require disclosure of matter:

  • that diminishes the risk to be undertaken by the Insurer;
  • that diminishes the risk to be undertaken by the Insurer;
  • that is common knowledge;
  • that your insurer knows or, in the ordinary course of business, ought to know; as to which the compliance with your duty is waived by the Insurer.

NON-DISCLOSURE

If you fail to comply with your duty of disclosure, the Insurer may be entitled to reduce the liability under the Contract in respect of a claim or may cancel the Contract. If your non-disclosure is fraudulent, the Insurer may also have the option of avoiding the Contract from its beginning.

By clicking on the “I Agree” button below, you agree that you’ve read and understood the Duty of Disclosure and website Terms of Use.

Please read our Financial Services Guide to help you make an informed decision about whether to use the financial services we offer.

Please read the relevant Product Disclosure Statement for full details before deciding about the right cover for you.

If you are not fully satisfied with our services, you should contact our Complaints Officer on 1300 949 834. Brees Insurance Pty Ltd, ABN 49 150 657 113 as an authorised representative of PSC Insurance Brokers (Aust), are members of the Australian Financial Complaints Authority; a free service, and follow the principles of the Insurance Brokers Code of Practice. Further information is available from our office. You can contact AFCA directly on 1800 931 678.

Please be aware that all communication will be via phone, email or text. We do not mail any correspondence.